Certified Financial Planner™, CFP®
Not everyone who does financial planning is a Certified Financial Planner™. To obtain the CFP® designation, a person must study and demonstrate competency in five areas vital to comprehensive financial planning, including insurance, taxes, retirement, investments and estate planning by successfully completing a comprehensive examination. The emphasis of the CFP® education program is on the interrelatedness of the financial areas and the need for an objective analysis of a client's circumstances and goals. The CFP® professional must also meet educational, work experience, and ethical standards to maintain the use of the CFP® mark.
Enrolled Agent, EA
An Enrolled Agent is a federally licensed tax practitioner who has demonstrated technical expertise in the field of taxation and is empowered by the Department of the Treasury to represent taxpayers for audits, collections and appeals before all administrative levels if the Internal Revenue Service.
Life Underwriter Training Council, LUTCF
LUTCF's have technical training in the various uses of life insurance contracts. The LUTC professional education program examines the many types of policies and various ownership arrangements considering tax laws.
PROFESSIONAL EXPERIENCE & BACKGROUND
After obtaining the CFP® certification in 1995 from the CFP Board of Standards™ located in Denver Colorado, Brad became an Investment Adviser Representative of Henthorn Agency, Inc. Brad also prepares individual tax returns and consults individuals on a comprehensive basis regarding personal financial matters.
1995-Present: Personal Financial Advisor
1996 - 1999 Adjunct Faculty Member Of The College For Financial Planning™:
As an Adjunct Faculty member, Brad instructed local classes for financial professionals working toward their Certified Financial Planner™ designation.
1993-1996 Securities Broker: Thurston, Springer, Miller, Herd & Titak
Specialized in securities and issues relating to the investment portfolio’s of individuals. Traded stocks, bonds and mutual funds as well as variable annuities and other forms of securities.
1990-1993 Career Agent: American United Life
Specialized in life insurance , securities based insurance contracts and the tax treatment of such contracts for individuals and business owners. Set up retirement plans and other qualified retirement plans for individuals and business’s. Also set up health insurance programs and deferred compensation programs.
1988-1990 Prime Agent: Aetna Life & Casualty
Specialized in property and casualty insurance for individuals. Selection of appropriate policy forms to cover clients assets as well as set up coverage’s for potential liability claims.
1984-1988 University of Indianapolis
Bachelor of Science degree in secondary education.