Privacy Policy



1.     We collect nonpublic information about you from the following sources:

- Information we receive from you on your applications or other forms;

-Information about your transactions with us, our affilates, or others;

and

-Information we may receive from our consumer reporting agencies.


   2.     We do not disclose any nonpublic personal information about our customer

or former customers to anyone, except as permitted by law.


  3.      We may share all the information that we collect with our affiliates .  By sharing 

   the information, we can better serve your financial needs.  The information
 
   we may share with our affiliates includes;

  -Information we receive from you on applications or other forms, such

  as your name, address, social security number, assets, and income;

   -Information about your transactions with us, our affiliates, or others,

   such as your account balance, payment history, and parties to transactions;

   -Information we receive from consumer reporting agencies, such as 

   creditworthiness and credit history


4.     We restrict access to nonpublic information about you to those

 employees who need to know that information to provide products or

services to you.  We maintain physical, electronic, and procedural 

safeguards that comply with federal regulations in order to guard your
 
nonpublic personal information